ENABLING YOU TO
REACH YOUR DREAM
AND REALIZE YOUR POTENTIAL!
At Balaji Finance, we commit to making the common people self-reliant in the true sense, enabling them to pay for their basic requirements and even for small and medium enterprises (SME) to realize their vision and true potential.
Having incepted back in 1995, when times were quite different, Balaji Finance Limited delivered financing solutions to those who needed it the most. The company is registered as non-banking financial company with the Reserve Bank of India.
With a plethora of retail finance options in its arsenal, Balajii Finance Limited is focused on fulfilling the requirements of lower income and middle-income groups of the society. We offer Financial Services for Micro Enterprises Loans, SME Loans, Home Loans, Two Wheeler Loans, Used Car Loans, and Commercial Vehicle Loans to satisfy their varied needs. The focus remains on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector.
We are very proud to be associated with this class of customers since more than 2 decades. Serving this class with an understanding of extending credit where it is due, we at Balaji Finance Limited are excited at the vast opportunity this sector offers.
We aim to acquire a significant market share in financial services distribution with assessment performed from various perspectives of creditability in absence of proper and systematic credit documents, including credit worthiness through other channels. We are also leveraging on the distribution network of partner MFI-NBFCS/NBFCS/HFCs/franchisees, thus extending financial services to the underpenetrated states and the BOP segment.
In our quest to provide first class services, right at the doorstep of masses, we have opened several branches. Our network of 77 branches in major cities of Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu & Karnataka, through which over 3300 centers are catered is destined to grow so that we attend to the needs of our valued customers efficiently, in every nook and corner. As financial solution specialists, we are always at your beck and call. Contact us today to get the right solution for your financial needs
TO BE ONE OF THE MOST EFFICIENT DISTRIBUTOR OF FINANCIAL SERVICES & CREATE VALUE ON A VERY LARGE SCALE.
Vision of Balaji Finance Limited puts emphasis on two things
-To be one of the most efficient distributor of financial services
-To create value on a very large scale.
Balaji Finance Limited aims to be one of the most efficient distributor of financial services. Efficiency in general describes the extent to which time, effort (labor) or cost (money) is well used for the intended task or purpose. It means optimum use of available resources & to generate the best possible productivity by them. We firmly believe that even the biggest company can collapse if they are not efficiency-conscious and even the smallest company can be a superpower if they pay attention to increasing their efficiency.
Balaji Finance Limited strives for optimum efficiency continuously in all its activities. In times to come, in the financial services industry, we visualize Balaji Finance Limited and the process of “financial services distribution at Balaji Finance Limited to be not only a benchmark for every other company but also to set higher standards periodically, thus competing with ourselves too. This is our vision.
Any business unit should primarily focus on increasing the value of all its stake holders. The company should, from time to time, adopt and adapt to such business models where it can accomplish this very important and essential goal of creating value on a very large scale.
Current focus of Balaji Finance Limited is on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector. Our business model, vast experience and distribution network place us uniquely in the industry.
Having created a clear vision, it is then necessary to translate the ideas into a mission – i.e. a purpose which can be used as a clear guiding principal for how the organization and its employees will be able to achieve the vision. The mission statement lays out the direct practical steps which the organization and its employees will be able to take to achieve its vision.
Duis mollis, est non commodo luctus, nisi erat porttitor ligula, eget lacinia odio sem nec elit. Morbi leo risus, porta ac consectetur ac, vestibu lum at eros. Nulla vitae elit libero, a pharetra augue. Donec id elit non mi porta. Nullam quis risus eget urna mollis ornare vel eu. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam. Vivamus sagittis lacus vel augue laoreet rutrum faucibus dolor auctor. Curabitur blandit tempus porttitor. Nullam id dolor id nibh ultricies vehicula ut id elit. Donec ullamcorper nulla non metus auctor fringilla. Vestibulum. Donec id elit non mi porta gravida at eget metus. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras justo odio, dapibus ac facilisis in, egestas eget quam. Vivamus sagittis lacus vel augue laoreet rutrum faucibus dolor auctor.
Mission of Balaji Finance Limited puts emphasis on three things:
Here, the term ‘Endeavor’ means continuous efforts. Balaji Finance Limited is undertaking continuous efforts towards its goal of achieving excellence. Excellence is a never-ending process. It is a habit which we perpetually try hard to maintain and we ensure that it pervades in the attitude of all our stake holders – including employees and customers.
Balaji Finance Limited has always believed in the ‘Power of Distribution’. The more it has distributed the wider network it has achieved. In other words, Company has applied ‘Excellence through Endeavor’ & ‘Power of Distribution’ in its process to achieve its vision to be the most efficient distributor of financial services.
In the “Financial Services Ecosystem”, intermediaries like banks, NBFCs, HFCs play a pivotal role in efficient use of the available resources. We at Balaji Finance Limited always strive to be a responsible and an efficient intermediary in our quest to accomplish our vision.
For us at Balaji Finance Limited, it is our mission to ensure to be the most effective catalyst in providing the most efficient financial services, encompassing availability and affordability at the right time, which we term as financial inclusion.